What Does Renters Insurance Cover? | Allstate Insurance

Here’s what you should know about renters insurance.
SUPER: RENTERS INSURANCE If you’re renting a home, condo or apartment, this type of coverage can help protect you and your belongings.
SUPER: RENTERS INSURANCE Renters insurance typically includes three types of coverage: Personal property, liability and additional living expenses.
LIABILITY ADDITIONAL LIVING EXPENSES Personal property coverage can help pay to replace your belongings if they’re stolen or damaged by a covered risk.
SUPER: PERSONAL PROPERTY Liability coverage can help protect you if a guest is injured at your place, or if you accidentally damage someone else’s property.
SUPER: LIABILITY If you can’t stay at home because of a covered event, like a fire, additional living expenses coverage can help pay for things like your hotel stay.
SUPER: ADDITIONAL LIVING EXPENSES Keep in mind, you may have to pay a deductible before your coverage kicks in. You’ll also have a limit, or the maximum amount your insurance will pay.
SUPERS: DEDUCTIBLE LIMIT As a renter, it’s important to understand your policy and how much protection it offers. Your agent can help you adjust it to fit your needs. Questions? Contact an Allstate agent.

1 comment

question. if personal property get stolen inside the house or inside my car. how does it work as far the value of the property stolen. do i need to have a receipt of the item . lets say my computer was stolen and it was worth 1000 dollars but i dont have receipt for it

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