Should You Buy Extra Rental Car Insurance? | Allstate Insurance


If you’ve ever rented a car, you’ve gotten
this question: Do you want to purchase extra rental car insurance? You might not need to buy extra car insurance
from the rental car company. That’s because the coverage on your personal
auto policy may extend to a rental car. For instance, your auto liability coverage
may help pay for another person’s medical bills or damage to another person’s property
if you cause an accident in a rental car. Do you have comprehensive coverage? If so, that may help pay to repair the rental
car if it’s damaged by things like fire, theft or hail. Keep in mind, you’ll still have to pay a deductible. What about collision coverage? If you have that on your personal policy,
it may help pay to repair the rental car if it’s damaged in a collision. Again, a deductible will apply. Remember, if you damage a rental car and don’t
have comprehensive or collision coverage, you may have to pay out of pocket for repairs. That’s why it’s important to read your
policy before you rent a car to understand what’s covered. Still have questions? Ask your agent about what coverage on your
personal policy applies to a rental car. Safe travels!

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