Paid Content by Provident State Bank – Financial Scams that Affect the Elderly


SEGMENT ODO MARVEL LIKE THIS BROUGHT TO
YOU BY PROVIDENCE STATE BANK ORDER TO BORROW A NUMBER
YOU’RE A WAY THAT YOU MAY VERY WELL MIGHT BE ABLE TO
RELATE TO STUDIES SHOW 60 MILLION PEOPLE LIVING IN THIS
COUNTRY HAVE BEEN IMPACTED BY PLANE UNCLE SCAMS CALLING
THIS ISSUE A MAJOR PROBLEM IS PROBABLY ONE OF
THE UNDERSTATEMENT OF A LIFETIME IT’S BEEN
COMPLICATED ALSO BY THE DIGITAL AGE ABOUT WHAT
WE’RE HEARING MORE AND MORE IS THAT MANY OF THOSE CROOKS
TARGET THE ELDERLY SO TODAY WE’RE TALKING ABOUT HOW YOU
CAN PROTECT YOURSELF FROM FRAUD AND HOW SPOT A SCAM
BEFORE THE NEXT VICTIM JENNIFER JONES IS IBSA IN
COMPLIANCE OFFICER WITH PROVIDENCE STATE BANK AND
JOINS US THIS AFTERNOON THANK YOU SO MUCH FOR BEING HERE SO
LET’S TALK A LITTLE BIT ABOUT THE CURRENT SCAMS THAT YOU’RE
SEEING THAT TARGET SOME OF THESE SCAMS NOT ONLY DO
ELDERLY HAVE TO WORRY ABOUT FINANCIAL ELDER EXPLOITATION
FROM SO MY CLOSE TO THEM SUCH AS A FAMILY MEMBER OR A
CAREGIVER BUT THEY ALSO HAVE TO WORRY ABOUT SCAMS SUCH AS
THE GRANDPARENTS SCAM WHERE SOMEBODY MAY CALL THEM AND
SAY YOU’RE GRANDCHILD’S IN JAIL WE NEED TO SEND THIS
MONEY IMMEDIATELY OR A CHARITY SCAM WHERE THEY THEY
SOUND LIKE A NORMAL CHARITY BUT THEY CONFUSE THE OLDER
PERSON AND HAVE THEM SEND THE MONEY IMMEDIATELY BECAUSE
WE WANT TO KNOW. YES. WE ARE THERE ARE SOME THAT AFFECT
THE GENERAL POPULATION THERE ARE SOME THAT AFFECT
THE GENERAL POPULATION YOU HAVE UTILITY SCAMS YOU HAVE
THE BIG ONE RIGHT NOW THAT WE’RE SEEING IS THE ROMANCE
SCAMS WE’RE ON THE INTERNET. THEY MEET SOMEBODY AND THEY
FALL IN LOVE AND THEY’VE EVER NEVER ACTUALLY MET THEM BUT
THEY ARE COMMITTED TO SEND THE MONEY YOU WILL SEE THAT
QUITE A BIT IT SEEMS LIKE WE’RE SEEING MORE AND MORE
SCAMS THE RUNNING RAMPANT HOW ARE YOU HOW ARE THE THIEVES
AND THE CRIMINALS DOING THIS. THEY ARE VERY CONVINCING IT’S
THEIR JOB TO SCAM PEOPLE AND THEY CAN BE VERY CONVINCING
SOMETIMES THEY USED THREATS THEY USE SCARE TACTICS
PRECAUTIONS THAT WE CAN TAKE TO TRY TO AVOID SOMETHING
LIKE THIS HAPPENS YES THANKS IT’S JUST STOP AND THINK
ABOUT WHAT WHAT YOU’VE BEEN ASKED TO DO AND BY THE BOTTOM
BY THIS GAME OR HAVE THEY BEEN ASKED HAVE YOU BEEN
ASKED TO SEND THE MONEY BY WIRE TRANSFER BY A RELATABLE
CARD A GIFT CARD OR A VIRTUAL CURRENCY EVEN IF THEY ARE
PRESSURING HERE TO SEND THE MONEY ARE THREATENING YOU
IN ANY WAY OR EVEN IF THEY TELL YOU DON’T TELL ANYBODY
ABOUT THIS. RATHER LIKE THAT’S USUALLY A RED FLAG IN
THE BEST THING YOU CAN DO IS TELL A FAMILY MEMBER OR A
CLOSE FRIEND TO GET THEIR OPINION OR EVEN TELL YOUR
COMMUNITY BANK BECAUSE THE STAFF AT PROVIDENCE STATE
BANK WE’VE TRAINED THEM TOO. SPOT THE RED FLAGS THEY KNOW
SOME OF THE COMMONS GAMES THAT ARE HAPPENING AT
THE TIME AND THEN YEAH AND THEN THEY KNOW HOW TO STOP IT
AND REPORT IT AND PRIVATE AT STATE BACK NOW OFFERS AN
ONLINE PROGRAM THAT WILL HELP PEOPLE TAKE THE PRECAUTIONS
AND INCREASE THEIR FINANCIAL LITERACY. TELL US ABOUT P S
BE YOU WE ARE VERY EXCITED ABOUT PSP YOU IT’S OUR NEW
FINANCIAL LITERACY PROGRAM IS GOING TO BE ON OUR WEB SITE
AND IT WILL HAVE AN IDENTITY THEFT MODULE AND THAT AND IT
WILL BE LAUNCHED VERY SOON AND IT’S GOING TO BE FREED
EVERYBODY IN THE COMMUNITY WOW OK SO LET ME ASK YOU THIS
MY SON CALLS ME HE SAYS HE’S MADE A BAD DECISION AND HE
NEEDS SOME MONEY FOR AN ATTORNEY OR FOR BAIL OR
SOMETHING LIKE THAT BUT THERE’S SOMETHING ABOUT
THE STORY THAT DOESN’T SOUND RIGHT TO ME. WHAT SHOULD I DO
WITH IT MAYBE IT IS HIM WHAT SHOULD I DO AT THAT POINT I
WOULD TRY TO CONTACT HIM AND IF YOU CAN’T GET A HOLD OF
HIM THEN CONTACT LOCAL LAW ENFORCEMENT BUT I WOULD NEVER
SAY AND SEND THEM MONEY AND THINK ABOUT EVERYTHING THAT
THEY ARE DOING IN THAT ARE JUST PROBABLY TRYING TO TRICK
YOU AND WHAT THEY TRY TO CALL MY BANK CAN SAY HE SAID IT
WAS OK TO TAKE THIS YES I COULD DO THIS WHAT
THE MAGNITUDE YES ABSOLUTELY OK WHEN IN DOUBT CHECK UP ON
THE STORY RIGHT HERE YES RIGHT JENNIFER GIANTS OF
PROVIDENCE STATE FLAG THANK YOU SO MUCH IF YOU WANT MORE
INFORMATION ABOUT PROVIDENCE STATE BANKS YOU CAN VISIT OUR

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